Thursday, March 21, 2013

Are You Looking To Buy Health Insurance? Check Out These Tips!


Everybody should have a good health insurance policy. It is crucial in the event you experience a serious medical emergency. Disaster can strike at anytime and to anyone in the form of injury, illness or accident. If you are not prepared with good health insurance, you could stand to lose everything. On the other hand if you have a good plan then you can rest better knowing that your expenses will be taken care of in the event of an emergency.

You can get inexpensive health insurance if you are in a group. Many employers offer cheaper insurance this way. Though, if self-employment is in your cards, what do you do? Then look into becoming a member of the Freelancers Union, or a similar association or organization. There are plenty of advantages, the main one being affordable health insurance.

When talking to the health insurance company, never give them more information then they need. You should answer the questions asked as directly as you can, but no more. If you add any extra information, it will be notated in their records and could result in higher premiums or even a rejection of your application.

Take note of your bills. Even with health insurance, expenses can get costly, particularly prescriptions. Many doctors just write out these prescriptions for brand-name meds without mentioning generics. Compare prices at more than one place. Generic medications are often less expensive, but different pharmacies may charge different amounts.

If you compare group insurance to individual insurance, you can plainly figure out that group insurance has lower monthly premiums; however, individual policies give you more choices. The most important point is that having some form of health insurance is vital. In these times, living without health insurance coverage is flirting with disaster. It is too easy for something unexpected to happen that could leave you penniless. Don't put it off any longer; determine what kind of health insurance you need right now.


Dental, Vision and Lifestyle Discount Plans

  
Are you uninsured or underinsured? Do you need a dental and vision plan? Your Discount Benefits has affordable solutions designed with you in mind! Our programs provide access to discounted rates at providers nationwide with no paper work to fill out and no referrals required. Since our discount medical plans are not insurance your membership is accepted regardless of past or current health conditions.  

Your Discount Benefits offers one of the most inclusive medical discount plans and lifestyle savings programs in the nation to individuals, families, employers and their employees.







For just $9.95 per month, our Basic Health plan offers discounts for the entire family: Up to 50% off dental services and up to 60% vision services! There are other choice plans that include mail order diabetic supplies, vitamins, hearing aids, hearing aid supplies, chiropractic care, nurse hotline, doctors online, doctor hotline, pet care, road side assistance, identity theft protection, medical bill saver, hospital advocacy, legal care, alternative health and wellness.  Check out our website and register today for your very own discounts! Our plans are affordable and can be used by the whole family. 

Finally Something to Smile About!

Is hypnotherapy useful with children?

Hypnotherapy is categorized as a form of complementary medicine. It involves putting a patient in a hypnotic state or trance so that his muscles are relaxed, his blood pressure goes down and his brain wave patterns alter slightly. In this condition, it becomes possible for a skilled therapist to make suggestions to a receptive subconscious. These suggestions or images may revolve around relaxation, alleviating pain or dissociating an acquired unhealthy habit from the memories that triggered it in the first place. It’s useful for inducing a healthy state of mind in a patient and gives the patient the opportunity to participate in his own healing. This approach is slightly different from the conventional one, where the patient remains passive and waits for the drugs to take effect. Hypnotherapy has been proven helpful for adults, but does it work for children as well? Hypnotherapy has been shown to be particularly useful in cases where the patient is suffering from a sickness that is somehow linked to stress, anxiety or fear. Some conditions in which it is helpful are insomnia, addiction, asthma and obesity. Since children are also susceptible to these illnesses, it makes sense to try this non-invasive therapy on them as well. In the past, doctors thought that children would not be receptive to hypnotherapy. In modern times, this idea has been proven wrong as children are apparently easier to hypnotize than adults. Indeed, while a grown-up will probably be able to perceive the results of hypnotherapy in four to ten sessions, an improvement may be detected in children after as few as two. At present, hypnotherapy in pediatric practice is usually aimed at teaching a child to self-hypnotize. In this way the patient will be able to control negative behaviours or manage chronic pain. In unfortunate cases where a child has an illness like cancer, for instance, he may be taught to think of his radiation or chemo as a huge laser beam that zaps the “evil” cancer cells. Similar visualization techniques can be introduced to alleviate pain and raise the threshold of pain. Sometimes, these methods might involve teaching the child the anatomy or mechanics of certain bodily systems. If a child is a bed-wetter, for instance, imagining how the bladder works can help him control his nocturnal episodes. Since hypnotherapy’s approach can be likened to fantasizing, it’s a good way to address common childhood problems like thumb-sucking, night terrors and asthma attacks.

Tuesday, March 5, 2013

USA Free Health Discount Card: What if I cannot get a hold of an operator when sc...

USA Free Health Discount Card: What if I cannot get a hold of an operator when sc...: I've had a couple of people that I know ask about the MRI and CAT scan discount program.  It should be easy to set up an appointment. ...

Don't Go One More Day Without Health Coverage!


When purchasing a new policy, it is essential that you research the rates at multiple companies. You can choose from many different options, unless you are offered an affordable plan through your employer. You can compare different rates with different companies as well as different plans, as well.

Health insurance plans are negotiable, to some extent. It is possible to only buy coverage for certain things, while leaving out other things. For example, prescription coverage, vision coverage and co-payments can all be added or taken away. Keep in mind that the more benefits that you chose to have the higher your premium will be and the less benefits the lower your premium.

Generic prescriptions are a great way to reduce cost, regardless of what type of insurance policy you have. It is very uncommon for a generic medication to be unavailable, and research indicates no distinction whatsoever between generics and their brand name counterparts, aside from the name they are given.

It is difficult to secure health coverage if you are prone to illness or have been diagnosed with major medical conditions. Adopting a vegetarian diet may allow you to avoid this problem. The medical establishment has confirmed that long-term poor diets contribute to chronic diseases. Some of these diseases require expensive treatments. By eating a vegetarian diet regularly, you can avoid chronic diseases. Many insurers notice this trend and will reward you for eating a healthy diet with premium reductions. A vegetarian diet can keep you healthy, and it can cut your healthcare costs as well.

The point of injury or illness is not the time to learn about deficiencies in your health insurance. It may be too late once you fall get sick. That's why it is important that you take the time now to learn everything you can about your particular policy. You may find out that you do not have adequate health insurance, but this can be rectified at any time before it's too late. By making smart choices when you select health insurance, you can avoid difficulties in the future.


Prescription Savings of The Rio Grande Valley for February 2013

February 2013 Prescription Savings



Total Transactions 127

Total Savings $2,141.17

Savings Per Script $27.81

Average Savings 39.79%

Brand Transactions 9

Brand Percentage 7.09%

Generic Transactions 118

Generic Percentage 92.91%

U&C Transactions 50

U&C Percentage 39.37%


This data is from the prescriptions filled with the FreeRxPlus card in these cities: Brownsville, Port Isabel, San Benito, Harlingen, Houston, Weslaco, McAllen, Austin, Mission and Rio Grande City, Tx, USA

There were a few more prescriptions filled with the FreeRxPlus card in the states of Delaware, Indiana, Missouri and Wyoming.



Friday, March 1, 2013

USA Free Health Discount Card: How do I get a FreeRxPlus card?

USA Free Health Discount Card: How do I get a FreeRxPlus card?: There are three ways to get your free prescription, laboratory, and imaging savings card. 1. print online @ http://www.tinyurl.com/rxp...

Attention Doctors, Nurses, Office Managers and Patients

In order for you to get the most from this blog I suggest that you find the "Older Posts" link at the bottom of this page to help you find the articles you may be most interested in.